Our Free Assessment Questionnaire requests clients to provide contact information (such as name, email address and postal code), together with other important information to commence the evaluation process. From that data we will provide you with an evaluation of your financial situation and information as to how we may be of assistance to you. In addition, we collects other information including IP address, aggregate user data and browser type. This data is used to manage and improve website, track usage and for security purposes, and will be used exclusively by ZeroDebt Canada Inc™ and not shared with others. Our website is built for a public use and we do not knowingly collect personal information from children.
Use and Disclosure
We limit our use of personal information to those purposes which have been disclosed to our clients, or for purposes which are otherwise permitted by law. We use and disclose personal information in compliance with all applicable federal and provincial privacy legislation. Specifically, we use and disclose personal information in the following circumstances: If we discuss an informal proposal with some or all of your creditors and collection agencies; we may disclose certain personal and financial information to your creditors and collection agencies. We will disclose to each creditor or collection agency only as much information as is needed to perform our services. If you decide to enter into a formal proposal with the assistance of a licensed Trustee, we will provide certain documents containing personal and financial information to the Trustee. The Trustee will file this information with the Office of the Superintendent of Bankruptcy, a federal government agency, to initiate protection for you under the Bankruptcy and Insolvency Act (the “Act”) . It will be necessary to notify your creditors of your legal status as a debtor under the provisions of the Act. They will also have access to certain documents, including your Statement of Affairs.
ZeroDebt Canada Inc™ takes strict security measures to protect from loss, misuse, or alteration of client information under our control. We do not under any circumstances sell or otherwise provide this information. We do not share any client’s information with any party without the client’s written consent. We are in the business of providing Debt Management Programs, Financial Restructuring, Education and Credit & Debt Counselling Services. We use commercially reasonable administrative, technical, personnel and physical measures to safeguard personal information and credit card information (if applicable) in its possession against loss, theft and unauthorized use, disclosure or modification.
If you have consented to receive promotional materials (e.g., newsletters) or notifications from ZeroDebt Canada Inc™, ZeroDebt Canada Inc™ may periodically use your email address to send you such materials related to website, as applicable. If you want to stop receiving such materials from us, you can follow the unsubscribe instructions at the bottom of each email. ZeroDebt Canada Inc™ employees, agents and contractors must have a business reason to obtain access to your contact information. We may share your contact information with outside contractors or agents who help us manage or provide ZeroDebt Canada Inc™ service’s activities (for example, statistical analyses, data processing, website administration).
Contacting or Communicating with Us
If you have any questions with respect to our policies concerning the handling of your personal information, or if you wish to request access to, or correction of, your personal information under our care and control, please contact our Privacy Officer via email: firstname.lastname@example.org or call toll free in Canada at 1-888-510-ZERO (9376).
Last revised: January 31, 2014
We have created this website for public use. Every reasonable effort has been made to ensure that the information presented is current and accurate. However, users of this website should verify information before making decisions. We do not provide legal advice, and the information provided on or through this website should not be seen as such. If you have a legal problem, we encourage you to contact a Lawyer in your community for assistance.